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VA Purchase Application VA Purchase Application VA Refinance Application VA Refinance Application

VA Home Loans


VA Loan

Whether you are a first-time homebuyer, or are experienced with the VA Home Purchase process, buying a home is one of the most important decisions you will ever make.


This department is here to assist veterans and their families with their VA Home Loan Programs. Our knowledgeable and experienced VA Loan Specialists will help guide you through the loan process. Their objective is to make the process of obtaining your VA Mortgage Loan as easy as possible.


For more VA loan information, please feel free to Make an Inquiry with Our Specialists online or call us at 1-800-211-9024 . If you are ready, you can Apply Online now with our fast and secure VA Home Loan application.


Get Started with Your VA Home Loan  

I'm interested in: VA Only   VA & Other Gov't Loan Programs  
Form FVA-P701 Form FVA-R702 VA Benefit Inquiry Form

What Are the Benefits of VA Home Loans?


Most veterans are eligible for Veterans Home Loan Benefits. The VA Home Loan benefits are very often the best choice if you are planning on purchasing a home. An example of the advantages of a VA Loan: the opportunity to get a loan without a down payment and with a fixed loan interest rate that can be as good as or even better than conventional rates. You can review the VA Home Loan Guide for more information on the benefits of VA Home Loans for veterans.


VA Mortgage FAQ's


What is the VA funding fee and how does it work?

The VA funding fee must be collected by lenders as required by the Federal Government.  It was established in order to offset some of the taxpayer costs associated with the VA Home Loan Guaranty Program. For regular military borrowers, the VA funding fee for purchases is a standard 2.15% ... View FAQ


What are the income requirements for VA home loans?

Income qualifying for a VA home loan is a topic that gets asked about often. Like all loans, VA mortgages have certain qualifying requirements.  These are established by the VA.  The established debt-to-income threshold for VA loans is 41%.  Typically, if a veteran's monthly debt obligation is ... View FAQ


Other Veteran Loan Questions | Ask a Question



Related Special Topics


Multiple VA Loans- Is It Possible?


Many VA borrowers ask, “Can I get more than one VA loan?”  The short answer is yes depending on the circumstances.  A VA loan is an entitlement to ... Read More



VA Loan Approval Requirements


The Veteran Home Loan Guaranty program was first instituted in 1944.  The purpose behind the loan program was to ease the adjustment of postwar economic problems for the ... Read More



Restoring VA Loan Entitlement


One of the most common myths about VA Loans is that once used, the benefit can never be used again. This is simply untrue.  VA entitlement can be restored ... Read More



Other Special Topics


 
 
Direct VA Loans web site is a service of the Veteran Services Department of iFreedom Direct Corporation, NMLS #3122, a lender approved by the VA to originate VA Mortgages. We are not the Department of Veterans Affairs or any other government agency. The Department of Veterans Affairs does not lend money to borrowers. iFreedom Direct is a direct lender originating VA Home Loans across the United States. The Federal Government guarantees our VA Loans. Our primary lending offices are located at: 2363 S. Foothill Drive, Salt Lake City, Utah 84109. Customers with questions regarding our loan officers and their licensing may visit the National Mortgage Licensing System & Directory for more information.
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