VA Loan Programs
Home Loan Benefits for U.S. Military Veterans & Active Duty Personnel
The VA mortgage center programs are backed by the Federal Government. They have been set up to benefit Veterans who are looking to purchase a new home or refinance an existing mortgage. There are currently more than 57 million Americans who qualify for VA Mortgage Home Loan Benefits.
Favorable Loan Terms for U.S. Military Veterans & Active Duty personnel
The Veterans Administration does not make mortgage loans. Instead, qualified lenders like iFreedom Direct are approved to offer and underwrite VA Loans. The VA Home Loan Guaranty program's primary objective is to help veterans obtain financing on favorable loan terms. So, the VA will GUARANTY the loans for qualified veterans. There is more information about VA Home Loan benefits in the VA Home Loan Guide.
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VA Loans Entrusted to Direct VA Loans
Tim Lewis
NMLS #157603
VA Loan Team Manager &
veteran of Operation Iraqi Freedom
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VA Home Loan Purchase
VA Loan Programs have features and guidelines that can benefit and protect Veterans in the purchase of a new home.
About Purchasing
Other Gov't Mortgage Programs
Alongside the benefits offered by VA, there are other government mortgage programs that can be well-suited to the situations of Veterans and their families.
About Other Gov't Programs
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VA Home Loan Refinance
Regardless of which type of home loan you're currently in, the VA Home Loan Refinance programs can work with you to put you in a better situation.
About Refinancing
VA Loan Rates
The VA Loans Rates that a Veteran can qualify for are often lower than the rates that can be qualified for through non-VA programs.
About VA Loan Rates
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VA Mortgage FAQ's
What are the differences between VA loans and FHA loans?
So many borrowers want to know how the VA and FHA loan programs differ. When comparing FHA and VA loan programs, most people want to know the differences in down payment requirements, fees, interest rates, mortgage insurance, prepayment penalties, and qualifying standards. VA loans typically have: No down payment ... View FAQ
Am I eligible to apply for a VA Home Loan?
Many people simply want to know whether they are eligible to apply for a VA home loan under the VA eligibility guidelines.Eligibility has to do mostly with duration of service. There are four important numbers to remember: 2 -- 6 -- 90 -- 181. The "2" is for those ... View FAQ
Other Veteran Loan Questions | Ask a Question
Related Special Topics
Qualifying for a VA Loan after Foreclosure
A frequent question among borrowers is whether they can qualify for a VA Loan after suffering a foreclosure on a previous mortgage.
The VA Home Loan Guaranty Program’s ... Read More
The Facts About the Restoration of Entitlement for VA Loans
If a veteran has used his/her VA entitlement on a VA guaranteed mortgage loan, there may be “more” entitlement available, or, if the loan has been repaid, it could be ... Read More
American Recovery and Reinvestment Act of 2009 Protects Veteran Homeowners
On February 17, 2009 President Barack Obama signed the American Recovery and Reinvestment Act – known as the Stimulus Bill. The bill is largely intended to provide stimulus to ... Read More
Other Special Topics
