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Veteran Services Department
      

Direct VA Home Loans

Direct VA Home Loans Services for U.S. Veterans in applying for VA Home Loan Benefits


The Veteran Services Department of iFreedom Direct is here to support you in utilizing your entitlement to veteran and active duty benefits for your VA home loan, as well as to other government backed mortgage programs.


Get Started with Your VA Home Loan  

I'm interested in: VA Only   VA & Other Gov't Loan Programs  
Form FVA-P701 Form FVA-R702 VA Benefit Inquiry Form

 

VA Home Loan Specialist


Tim Lewis

NMLS #157603
VA Loan Team Manager &
veteran of Operation Iraqi Freedom


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VA Mortage Loan Benefits


  • Veterans Administration guarantee
  • VA Home Loan with no down payment (100% financing)
  • Money saved on mortgage insurance
  • Low VA Loan Rates
  • Never a pre-payment penalty
  • Financial counseling from the VA in case of temporary financial difficulties
  • More information in the VA Home Loan Guide
   

Search for Your File


If you've applied for a veteran's loan or other government loan program previously, much your information may already be on file with our department.

Locate your file here: File Lookup


Bulletins

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  • Air Force F-22 Whistle-Blowers to Get Protection [Source: Military.Com] Read more

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VA Mortgage FAQ's


Can I get more than one VA loan at a time?

Sometimes VA borrowers want to know if they can have more than one VA loan at a time.  In rare circumstances it is possible for a VA borrower to have more than one VA mortgage.  Remember, basic entitlement is $36,000 and bonus entitlement can only be used on ... View FAQ


How can I lower my mortgage payment with a VA streamline loan?

Many VA borrowers like what they hear about the VA streamline refinance program and want to know more.  If you don't need cash out and simply want to lower your monthly mortgage payment with a lower interest rate, or if you'd like to shorten your loan term, a VA ... View FAQ


Other Veteran Loan Questions | Ask a Question

 

Featured Special Topics


Checklist: Reasons for a VA Refinance Loan


To refinance or not to refinance, that is the question for many borrowers. Sometimes refinancing a mortgage can make sense.  In fact, there are many good reasons to refinance a home loan.  Using a checklist may help military members decide whether now is the time for a VA refinance loan.  Answering yes to one or more of the following questions may mean that a refinance is worth looking into:

    • Can a VA refinance be used ...

Read More



About VA Form 26-1817 for Surviving Military Spouses


Obtaining a Certificate of Eligibility (COE) is a required first step in the VA home loan process. Most VA borrowers can obtain a COE quickly and easily through webLGY, the VA’s automated services system. For those VA borrowers who cannot obtain a COE online, VA Form 26-1880 is usually appropriate for obtaining COE by mail.

However, for unremarried surviving spouses of veterans who died during service or of service-related reasons, the story is different. Since these ... Read More



Other Special Topics

 
 
Direct VA Loans web site is a service of the Veteran Services Department of iFreedom Direct Corporation, NMLS #3122, a lender approved by the VA to originate VA Mortgages. We are not the Department of Veterans Affairs or any other government agency. The Department of Veterans Affairs does not lend money to borrowers. iFreedom Direct is a direct lender originating VA Home Loans across the United States. The Federal Government guarantees our VA Loans. Our primary lending offices are located at: 2363 S. Foothill Drive, Salt Lake City, Utah 84109. Customers with questions regarding our loan officers and their licensing may visit the National Mortgage Licensing System & Directory for more information.
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