McAfee SECURE sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scams

VA Purchase Application VA Purchase Application VA Refinance Application VA Refinance Application
iFreedom Direct ®
Veteran Services Department
      

Direct VA Home Loans

Direct VA Home Loans Services for U.S. Veterans in applying for VA Home Loan Benefits


The Veteran Services Department of iFreedom Direct is here to support you in utilizing your entitlement to veteran and active duty benefits for your VA home loan, as well as to other government backed mortgage programs.


Get Started with Your VA Home Loan  

I'm interested in: VA Only   VA & Other Gov't Loan Programs  
Form FVA-P701 Form FVA-R702 VA Benefit Inquiry Form

 

VA Home Loan Specialist


Tim Lewis

NMLS #157603
VA Loan Team Manager &
veteran of Operation Iraqi Freedom


More Videos


VA Mortage Loan Benefits


  • Veterans Administration guarantee
  • VA Home Loan with no down payment (100% financing)
  • Money saved on mortgage insurance
  • Low VA Loan Rates
  • Never a pre-payment penalty
  • Financial counseling from the VA in case of temporary financial difficulties
  • More information in the VA Home Loan Guide
   

Search for Your File


If you've applied for a veteran's loan or other government loan program previously, much your information may already be on file with our department.

Locate your file here: File Lookup


Bulletins

  • Libyan Rebels Retreating After Onslaught [Source: Military.Com] Read more
  • HUD AWARDS NEARLY $54 MILLION TO HELP LOW-INCOME FAMILIES RECEIVE JOB TRAINING, EMPLOYMENT [Source: HUD] Read more

More Bulletins


 

VA Mortgage FAQ's


How do I know if my entitlement has been restored?

Many VA borrowers wonder about restoration of entitlement and how it's done.  An eligible VA borrower can use his or her entitlement again and again as long as it is restored.  Entitlement is restored after a VA home loan is paid in full.  This can happen by: ... View FAQ


Can I get more than one VA loan at a time?

Sometimes VA borrowers want to know if they can have more than one VA loan at a time.  In rare circumstances it is possible for a VA borrower to have more than one VA mortgage.  Remember, basic entitlement is $36,000 and bonus entitlement can only be used on ... View FAQ


Other Veteran Loan Questions | Ask a Question

 

Featured Special Topics


2011 VA Loan Limits Released by Veterans Affairs


On December 3, 2010 the U.S. Department of Veterans Affairs published its 2011 VA loan limits. The limits apply to VA home loans closed between January 1, 2011 and September 30, 2011. Though the VA establishes no maximum limit for their federally backed home loans, the limits are set each year for the purpose of establishing the VA’s maximum guarantee for each county.

There were no drastic changes for 2011 in the VA loan limits. In fact, ... Read More



Determining VA Home Loan Eligibility


VA loans are an entitlement for those who are eligible.  Those with military affiliation may typically enjoy zero down, 100% refinancing and no private mortgage insurance associated with VA loans.  These among many other benefits unique to VA loans make this mortgage program hard to beat.  

Of course, there are certain military service requirements that need to be met before someone can be considered for a VA loan.  Generally speaking, WWII, Korean ... Read More



Other Special Topics

 
 
Direct VA Loans web site is a service of the Veteran Services Department of iFreedom Direct Corporation, NMLS #3122, a lender approved by the VA to originate VA Mortgages. We are not the Department of Veterans Affairs or any other government agency. The Department of Veterans Affairs does not lend money to borrowers. iFreedom Direct is a direct lender originating VA Home Loans across the United States. The Federal Government guarantees our VA Loans. Our primary lending offices are located at: 2363 S. Foothill Drive, Salt Lake City, Utah 84109. Customers with questions regarding our loan officers and their licensing may visit the National Mortgage Licensing System & Directory for more information.
McAfee SECURE sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scams